|
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Welcome to 732 NE 12th Terrace in Ocala, Florida, a beautifully maintained 3-bedroom, 2-bath ranch-style home near historic Downtown Ocala offering nearly 2, 000 square feet of living space on a spacious 0. 26-acre lot in one of Northeast Ocala’s most tranquil and established neighborhoods. From the moment you arrive, the home’s classic brick accents, manicured landscaping, green plantation shutters, and inviting curb appeal set the tone for what awaits inside. Step through the door and you’re welcomed by real wood floors in excellent condition, neutral color tones, and abundant natural light pouring through oversized windows, creating a warm and timeless interior. The spacious floor plan includes a comfortable living room, formal dining area, dedicated office or den with built-in bookshelves, and a charming bar area that adds character and flexibility for entertaining. The oversized kitchen features granite countertops, stainless steel appliances, wood cabinetry, and generous workspace, making it ideal for everyday living or hosting gatherings. The primary suite offers natural light and a comfortable layout with a well-sized closet, while two additional guest bedrooms and a full guest bath provide room for occupants, visitors, or hobby space. A laundry room under air with extra storage adds everyday convenience. Step outside to discover a private backyard garden setting filled with mature greenery, a chicken or quail coop, and an open brick patio perfect for grilling, relaxing, or enjoying quiet Florida evenings. Major updates include AC (2014), hot water heater (2019), and roof (2012). Located just minutes from Downtown Ocala, parks, dining, medical facilities, and local shopping, this Northeast Ocala property offers the rare combination of peaceful surroundings and close-to-everything convenience—a home that truly invites you to settle in and stay awhile.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$284,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $227,999 | $227,999 | $227,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $80 | $80 | $80 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,404 | $1,479 | $1,909 |
| Total Monthly Payment | $1,559 | $1,634 | $2,064 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.