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93 FAIRWAY CIRCLE, Umatilla, FL, 32784 | $325,000
Welcome to the perfect blend of peaceful living and modern convenience! Nestled inside a 55+ gated community, this beautifully maintained 3-bedroom, 2-bath home offers the ideal setting for those seeking a quiet, small-town feel without sacrificing proximity to everything you need. Step inside and you’ll immediately appreciate the bright, open floor plan designed for both everyday living and effortless entertaining. The spacious living area flow seamlessly into the kitchen which features tons of great cabinet storage and countertop space, creating a welcoming atmosphere filled with natural light and comfort. This home has been thoughtfully updated with major improvements already taken care of for you, including a brand-new roof (January 2026), new AC system (July 2025), and a new Rainbird sprinkler system (November 2025)—giving you peace of mind and efficiency for years to come. The split-bedroom layout offers privacy for the primary suite, while the additional bedrooms are perfect for family, guests, or even a home office. The large laundry room has ample room with a wash sink, cabinets for storage and closet pantry. You will love your mornings as you sip your coffee on your enclosed back porch. Outside, enjoy a low-maintenance yard with irrigation already in place, ideal for relaxing evenings or weekend gatherings grilling on your paver back patio. Another feature of this home you will love is the garage privacy screen. Located in a charming community that captures a small-town atmosphere, you’ll love being just minutes from shopping, dining, and everyday conveniences. Residents also enjoy access to fantastic amenities, including a community pool and clubhouse, perfect for socializing and soaking up the Florida lifestyle. This move-in-ready gem checks all the boxes. Don’t miss your chance to enjoy comfort, convenience, and community all in one place!
Features
- Amenities: Clubhouse, Pool
- Rooms: 5
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Year Built: 2007
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,300
- Acreage: 0.24
- Est. Taxes: $2,238
- HOA Fee: $600 Annually
- Lot Desc: Cleared
- Adult Communities: Yes
- Pet Policy: Yes
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- MLS#: G5110294
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/G5110294/93fairwaycircle_umatilla_fl?source=qrflyer
Listing courtesy of MORRIS REALTY AND INVESTMENTS Phone: 352-435-4663
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
93 FAIRWAY CIRCLE, Umatilla, FL, 32784
$325,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $260,000 | $260,000 | $260,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.333% | 6.419% | 5.668% |
| Monthly Tax Payment | $187 | $187 | $187 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,538 | $1,601 | $2,107 |
| Total Monthly Payment | $1,799 | $1,862 | $2,368 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388