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Located in the desirable Key Vista community in Holiday, this 4-bedroom, 3-bath single-family home offers 2, 195 square feet of well-designed living space and a functional layout suited for both everyday living and entertaining. Situated on a corner lot and not in a flood zone, the property provides added peace of mind along with extra yard space and privacy. Inside, the home features a split-bedroom floor plan, large kitchen, and indoor laundry room with a series of meaningful updates that add long-term value. The kitchen was remodeled in 2018 with updated cabinetry, granite countertops, and appliances, creating a clean and practical central space for daily use. Additional improvements include a Trane A/C system (2018), water heater (2016), water softener (2022), and new lanai screens (2024). The backyard is fully enclosed with a vinyl fence installed in 2018, offering privacy and usable outdoor space. The 3-car garage provides ample room for vehicles, storage, or workspace. Key Vista is known for its well-maintained surroundings and strong sense of community, with amenities that include a clubhouse, pool, fitness center, tennis courts, and playground. The HOA is just $165 per month, offering solid value for the amenities and upkeep provided. Location is a strong advantage here. You’re minutes from the Gulf, with easy access to Anclote Key Preserve State Park, local marinas, and waterfront dining. Nearby coastal towns like Tarpon Springs and New Port Richey offer a mix of shopping, restaurants, and local events while maintaining a relaxed Gulf Coast setting. This is a well-positioned home with key system updates already completed, in a community that balances convenience, outdoor access, and everyday livability.
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Our Executive Mortgage Banker:
Our Insurance Division:
$439,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $351,920 | $351,920 | $351,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $367 | $367 | $367 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,026 | $2,253 | $2,922 |
| Total Monthly Payment | $2,468 | $2,695 | $3,364 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.