0 144TH STREET, Live Oak, FL, 32060 | $16,500

This is an assignment of contract. . Positioned on a quiet paved road along 144th Street in Live Oak, Florida, this expansive one acre homesite presents a rare opportunity to build with flexibility, privacy, and long term value in mind. With no HOA restrictions, you have the freedom to design and create exactly what fits your vision, whether that is a custom residence, seasonal retreat, or investment hold in a steadily growing North Florida market. Electricity is readily available, simplifying the path to development, and the property is located outside of a flood zone, offering additional peace of mind and potential cost savings.

The setting delivers the balance today’s buyers are seeking, a sense of space and tranquility while remaining connected to everyday essentials. Located just minutes from US Highway 90 and within easy reach of Interstate 10, this property allows for convenient access across the region. You are a short drive to downtown Live Oak, with nearby cities including Lake City, Tallahassee, and Jacksonville all within comfortable commuting distance for work, travel, or expanded amenities.

For daily conveniences, you will find grocery options such as Publix Super Market, Walmart Supercenter, and Winn Dixie all nearby, along with a variety of local shops and dining in the Live Oak area. Healthcare access is anchored by HCA Florida Lake City Hospital and AdventHealth Lake City, both providing comprehensive medical services within a short drive.

For those who enjoy an active lifestyle with their pets, the area offers several nearby outdoor spaces including Millennium Park Dog Park in Live Oak and Young’s Park, along with access to the Suwannee River State Park where trails and open green space create the perfect setting for walking, exploring, and enjoying nature.

Travel is made easy with regional and international airport access. Gainesville Regional Airport and Tallahassee International Airport are both within reach, while Jacksonville International Airport offers expanded domestic and international flight options, making this location ideal for both full time residents and those seeking a second home with connectivity.

This is an opportunity to secure a full acre in a location that continues to attract attention for its affordability, accessibility, and lifestyle appeal. Whether you are building now or holding for future appreciation, this property offers the foundation for something exceptional.

Features

  • Lot Size: 107 x 442
  • Lot Desc: In County, Oversized Lot, Room For Pool, Rural
  • Pet Policy: Yes
  • MLS#: A4688194
  • Days on Market: 42 days
  • Website: https://www.raveis.com
    /prop/A4688194/0144thstreet_liveoak_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2026 3:15:47 AM)
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE   Phone: 941-254-6467

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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0 144TH STREET, Live Oak, FL, 32060

$16,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $13,200 $13,200 $13,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.730%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $79 $82 $108
Total Monthly Payment $154 $157 $183

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.