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Welcome to this exquisite Hemlock II residence, a masterfully designed modern home nestled on a serene cul-de-sac in the sought-after Silver Springs Shores community. Built in 2022, this meticulously maintained 3-bedroom, 2-bathroom home offers 1, 453 square feet of living space with an impressive open-concept floor plan accentuated by soaring vaulted ceilings. The gourmet kitchen is a chef's delight, showcasing elegant granite countertops, premium soft-close all-wood cabinetry, and a complete appliance suite including dishwasher, microwave, and range. Luxury vinyl plank flooring flows seamlessly throughout the entire home — absolutely no carpet — creating a cohesive, upscale aesthetic that is both stylish and effortless to maintain. The expansive owner's suite is a private retreat featuring a distinguished tray ceiling, generous walk-in closet, dual vanities, and a beautifully appointed tiled walk-in shower. A curated designer lighting and plumbing package elevates every room with refined finishes throughout. Step outside to the oversized 620 sq ft concrete patio, perfect for entertaining or simply enjoying the expansive backyard on this generous 0. 32-acre lot. The split-bedroom floor plan ensures privacy for all, while the attached 2-car garage provides ample storage and convenience. This energy-efficient home also features an owned solar panel system, reducing utility costs significantly. No HOA and no CDD fees. Pets welcome. This is modern, move-in ready living at its finest — schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$290,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $232,000 | $232,000 | $232,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $308 | $308 | $308 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,428 | $1,486 | $1,942 |
| Total Monthly Payment | $1,811 | $1,869 | $2,325 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.