26 Lakeland Avenue, Patchogue, NY, 11772 | $524,990

*** WELCOME to 26 Lakeland Avenue, Patchogue. This "Oldie but Goodie" offers charm and character. A Sunny, Bright, lovely home, which boasts a Formal Living Room, Eat in Country Kitchen, Young Stainless Steel Appliances, total 1. 5 bath, 1st Floor King Size Primary bedroom, with . 5 bath, *2nd floor, 2 bedrooms full bath, 3rd floor attic. Full basement, with outside entrance, Boiler-7 years young, Updated 150 Amp Electric Service, Inviting Front wood porch, New trex side deck, Fully fenced yard. Close to the incorporated Village, known for its vibrant arts and entertainment scene, and its historical ties to maritime industries and tourism. Patchogue's Downtown, offers numerous Restaurants, fantastic Shopping and specialty retail. This area is known for its blend of the bustling downtown activity and peaceful waterfront relaxation. The Patchogue River offers boating opportunities and scenic views, this river connects to the Great South Bay!!! Be a part of this beautiful, amazing community!!!! LOW, LOW TAXES!!!! Town $4, 623. 95 / Village $2, 437. 67 = TOTAL TAXES OF $7, 061. 62!!!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Style: Cape Cod
  • Year Built: 1930
  • Heating: Baseboard, Oil
  • Cooling: Wall/Window Unit(s)
  • Basement: Full
  • Approx Sq. Feet: 1,600
  • Est. Taxes: $7,062
  • Elem. School: River Elementary School
  • Middle School: South Ocean Middle School
  • High School: Patchogue-Medford High School
  • School District: Patchogue-Medford
  • Appliances: Dishwasher, Dryer, Gas Oven, Refrigerator, Washer
  • MLS#: 890275
  • Days on Market: 107 days
  • Website: https://www.raveis.com
    /prop/890275/26lakelandavenue_patchogue_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Hedvig BlancoSales Associate

203.461.1235

Hedvig.Blanco@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 130058

203.952.8600

Joseph.Mollica@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Alex FerroInsurance Sales Director, William Raveis Insurance

203.610.1536

Alex.Ferro@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

26 Lakeland Avenue, Patchogue, NY, 11772

$524,990

Hedvig Blanco

Sales Associate

William Raveis Real Estate

Phone: 203.461.1235

Hedvig.Blanco@raveis.com

Joseph Mollica

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.952.8600

Joseph.Mollica@raveis.com

NMLS Mortgage Loan Originator ID 130058

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $419,992 $419,992 $419,992
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.304% 5.648%
Monthly Tax Payment $589 $589 $589
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,484 $2,552 $3,404
Total Monthly Payment $3,164 $3,232 $4,084

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.