Presented by
Harry Finer - The Finer Team |
Well maintained ranch with attached garage, located on a corner lot, in the desirable southeast Pittsfield! Upon entering the home you will love the hardwood floors! The property offers an inviting living room, open to the dining area. The kitchen features lots of cabinet space. There are 3 bedrooms and one full bathroom, plus additional bonus space in the partially finished heated basement.
The property has natural gas heat & hot water, vinyl siding and vinyl replacement windows. Outside you will enjoy the stone patio & fire pit, as well as the lovely yard! There is a newer shed as well as newer decks and gutters. The homeowners had Mass Save install insulation in 2020, making the house more energy efficient.
This is a great opportunity for single-level living, make this your home toda *Finished basement is not included in the listed living area/square footage of the home.
*Video tour & Floor plans available.
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Our Executive Mortgage Banker:
Our Insurance Division:
$330,000
Sales Vice President
William Raveis Real Estate
Phone: 860.882.4911
Harry.Finer@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $264,000 | $264,000 | $264,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $430 | $430 | $430 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,562 | $1,604 | $2,140 |
| Total Monthly Payment | $2,067 | $2,109 | $2,645 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.