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Can't find the perfect home due to low builder inventory in St Johns - with its ''A'' Rated schools?! - Why wait to build when can buy today!! Looking for an OFFER on this Approved Short Sale and Just Reduced! Priced to sell and one of the LOWEST PRICES per sq foot in the area w over 2800 sq feet and 4 bedrooms and 3. 5 baths, Home is in coveted Grand Oaks of St. Johns, off of SR16 AND formerly a model with 2 living spaces including a large great room on the 1st floor and a loft upstairs. Spacious first floor owner suite w large walk in closet, designer Z-Line kitchen appliances. Outside find a fully fenced yard backing to a preserve and water. Community of Grand Oaks offers Resort Pook, lawn bowling area, dog park, playground, Fitness center, tennis courts, pickleball courts, and a sports fields Preferred lender is offering a 5. 625 rate on a 5/5 Arm, w float down if rates go down and low cost refi. Call today for appmt!! Home is centrally located off of Hwy 16 & I95 near shopping incl three grocery stores, restaurants, Outlet Mall, Historic St. Augustine plus is an easy commute to downtown. World golf village, the new HD are nearby and is in the A+ rated school district of St. Johns County. Come see today as won't last long at this price.
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Our Executive Mortgage Banker:
Our Insurance Division:
$524,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $419,920 | $419,920 | $419,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.652% | 5.952% |
| Monthly Tax Payment | $804 | $804 | $804 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,586 | $2,651 | $3,487 |
| Total Monthly Payment | $3,482 | $3,547 | $4,383 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.