212 Whisper Ridge Dr, Saint Augustine, FL, 32092 | $509,500

Welcome to Whisper Ridge! If you are looking for a beautiful home, with an incredible floor plan in an amazing neighborhood and NO CDD fees!, this lovely ranch is for you. Spread out in this 2710 sf, 5 bedroom, 3 full bath home with a separate dining room, family room, and formal living room. The white kitchen cabinets are equipped with custom pull out shelving, and the countertops are upgraded with a rich dark granite and tiled backsplash. The kitchen which opens to the family room, includes a breakfast nook, a bar, and a built-in kitchen desk. There are two sets of sliding doors, one off the family room and one off the living room, allowing access to the additional 391 sf (glassed & screened) Florida room. This room is spacious enough to accommodate a pool table, or used as a gym, and/or host large gatherings overlooking the patio area. The 2nd bedroom and full bath, just off the family room, is ideal for guests, or could be used as an in-law suite. The third and fourth bedrooms are joined by a Jack & Jill full bath with double sinks and a tub/shower combo. All bathrooms have granite countertops, and the extra large master bath has pull out shelving for both vanity areas, along with a huge tiled shower and separate garden tub. The master bedroom boasts two large mirrored walk-in closets great for separate clothing storage. Three of the master bedroom windows overlook the Florida room, and the tray ceiling gives added architectural appeal. You will have plenty of privacy in this floor plan, as the additional bedrooms are at the opposite side of the home. The garage floor has been painted, and garage provides ample storage with 3 closets across the back of the oversized garage. The indoor laundry room has a sink and built in cabinets. A 30-year architectural roof was added in November 2017. There is a termite bond that has been maintained throughout the ownership of the home, as well as coverage for lawn and dwelling pest control. The hot water heater was replaced just 3 years ago. There is built-in RainSoft system (owned outright) that covers air purification, water softening, and drinking water purification. A large, concrete, outdoor back patio has been added, and a 6' fence is along the side and back of the property granting serenity and privacy, while still maintaining a clear view of the pond and the adorable visiting wildlife. Additional Comments: A second refrigerator/freezer unit located in the garage will convey with the sale of the home. The driveway will hold up to 7 vehicles. Exquisite double crown molding is found in every room. Ceiling fans throughout, including 2 in the Florida Room, and one in the kitchen. This location is not only convenient to shopping areas, but also just 1. 3 miles to I-95, so great for commuting. All back windows have been coated with a reflective film which strengthens the glass in hurricane situations, and provides lower temps for those hot Florida days. For minimal yearly dues, the Whisper Ridge Community amenities include fishing ponds, 2 lovely playgrounds, swings, and a huge open field The deep water well on the property is used for irrigation, and saves on water expense.

Features

  • Amenities: Other-See Remarks,Street Lights,Suburban
  • Bedrooms: 5
  • Baths: 3 full
  • Lot Size: 11761
  • Style: Ranch,Traditional
  • Year Built: 2005
  • Heating: Electric,Heat Pump
  • Cooling: Central,Electric
  • Approx Sq. Feet: 2,710
  • Acreage: 0.27
  • Lot Size: 11761
  • Est. Taxes: $3,569
  • HOA Fee: $260
  • Lot Desc: Water View
  • Water Front: Yes
  • Boat Access: No
  • Elem. School: Mill Creek Elementary
  • MLS#: 261573
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/261573/212whisperridgedr_saintaugustine_fl?source=qrflyer
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Listing courtesy of Roxstar Realty, LLC

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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212 Whisper Ridge Dr, Saint Augustine, FL, 32092

$509,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $407,600 $407,600 $407,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.333% 6.419% 5.668%
Monthly Tax Payment $297 $297 $297
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,411 $2,510 $3,303
Total Monthly Payment $2,800 $2,899 $3,692

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.