|
Under contract-accepting backup offers. Tucked along the shores of Lake Beresford, this inviting DeLand home offers a rare waterfront setting with an approximately 8-foot-deep canal, providing easy and reliable access for boating out to the St. Johns River. With no HOA and just over 3000 square feet of living space, this property delivers both freedom and functionality in a scenic setting. Inside, the home features refreshed interior paint (2026), laminate flooring (2021), plantation shutters, and a central vacuum system for added convenience. The kitchen, bathroom, and laundry room have been thoughtfully updated, creating a clean and comfortable feel while maintaining the home’s original charm. A Florida room with newly finished stained concrete floors (2026) adds a versatile space filled with natural light—ideal for relaxing or entertaining. Character details shine throughout, including tongue-and-groove porch ceilings and stylish shiplap accents that bring warmth and texture to the home’s design. Outdoors, a newly added paver fire pit (2026) creates a welcoming gathering space, while the chain link fenced yard (2026) adds both function and flexibility. RV and generator hookups provide additional practicality for a variety of lifestyles. For water enthusiasts, the boathouse with a belt driven lift with aluminum cradle (2023) makes lake access effortless. Additional updates include exterior paint (2022) and a roof replacement (2022), offering peace of mind for years to come. This property is a rare opportunity to enjoy laid-back lakeside living with modern touches in one of DeLand’s most scenic settings.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$765,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $612,000 | $612,000 | $612,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $506 | $506 | $506 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,665 | $3,818 | $4,997 |
| Total Monthly Payment | $4,263 | $4,416 | $5,595 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.