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Welcome to this spacious Hi Ranch located on a quiet dead end street in the Arnold Estates section of West Babylon. This home features an open floor plan. The updated kitchen was renovated in 2019 boasts stainless steel appliances, granite counter tops, a center island with an engineered stone top . Recent updates include a new roof ( Jan. 2024 ) Front pavers (2020 ) rear patio (2021) . This home is also equipped with a Generac whole house gasoline powered Generator with wire and exterior plug into 200-amp panel while running the heating system or main living room A/C. 8- Exterior Hardwired camera system. In the Backyard area there are 3 Natural Gas ports with BBQ& Patio. 5 electric all weather outlets on patio & landscape and lawn area. All the lawn furniture is a gift. There is also a new 50 gal gas how water heater. Attic is floored and re-insulated. The entire house has been re wired with 200 amp service. There is a 10 ft gate of one side of the house and 4 ft on the other , a 6 car driveway with room for an RV or a boat .
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Our Executive Mortgage Banker:
Our Insurance Division:
$709,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $567,200 | $567,200 | $567,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.500% | 5.691% |
| Monthly Tax Payment | $952 | $952 | $952 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,355 | $3,539 | $4,631 |
| Total Monthly Payment | $4,399 | $4,583 | $5,675 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.