Welcome to this quaint and lovingly maintained 2-bedroom, 2-full-bath home, offering bright, airy living spaces and exceptional versatility. Tucked away in the desirable Pennybridge neighborhood of Tarrytown and located within the highly sought-after Irvington Union Free School District, this residence is perfect for first-time buyers, those looking to downsize, or anyone seeking a smart alternative to today’s high rental costs. It presents a wonderful opportunity to build equity in a prime Rivertown location while enjoying the privacy and independence of a single-family home—without shared walls, attached townhouse living, or the restrictions and fees often associated with HOA communities. Designed with convenience in mind, the home supports comfortable single-level living, while the walkout lower level provides an additional 360sf of versatile space (not included in the listed square footage), perfect for a home office, fitness area, recreation room, or guest retreat. Outdoor living is equally inviting, featuring an upper deck and a lower covered deck—perfect for entertaining, or simply relaxing, rain or shine. Extensively maintained and thoughtfully updated, the home offers peace of mind with a new roof (2022), solar panels that are owned to help offset monthly costs, new HVAC system (2022), new hot water heater (2024), repaved driveway (2020), new bathroom (2011) updated siding (2007), and a new water main line (2006). Additionally, the current owner added wooden Pella windows in 2004 and the interior of the home was freshly painted last year. A 2-car detached garage and tons of storage further enhance functionality. Enjoy the best of Rivertown living with easy access to Metro-North, major highways, and Hudson River crossings. Spend weekends exploring the scenic Croton Aqueduct Trail, touring local historic sites, catching live performances at Tarrytown Music Hall, or strolling the beautiful grounds of the Rockefeller Estate, all just moments away, along with vibrant dining and shopping options nearby.
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Our Executive Mortgage Banker:
$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $480,000 | $480,000 | $480,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $961 | $961 | $961 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,875 | $2,995 | $3,919 |
| Total Monthly Payment | $3,928 | $4,048 | $4,972 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.