Charming Ranch in Huntington Manor – Great Opportunity. Welcome to this charming ranch-style home located in the desirable Huntington Manor section of Huntington Station. This home features 3 bedrooms and 2 full bathrooms, along with a spacious living room, formal dining room, and kitchen. Additional highlights include beautiful wood floors, natural gas heating and cooking, and a full basement with outside separate entrance (OSE)—offering great potential for additional space. The property also includes a detached one-car garage and sits on a corner lot. Conveniently located just minutes from the Long Island Rail Road, major highways, shopping at Walt Whitman Shops, and the restaurants and entertainment of Huntington Village, as well as nearby beaches. Located in the South Huntington Union Free School District, serving: Countrywood Primary Center, Maplewood Intermediate School, Walt Whitman High School This home needs some TLC, making it a great opportunity to bring your vision and create the home of your dreams. Note: Photos have been digitally enhanced. Taxes shown do not include the STAR rebate of $858. 98.
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Our Executive Mortgage Banker:
$539,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $431,200 | $431,200 | $431,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $727 | $727 | $727 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,582 | $2,690 | $3,521 |
| Total Monthly Payment | $3,401 | $3,509 | $4,340 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.