Welcome to this beautifully updated brick-front Cape Cod, ideally located on a quiet city street in a prime location. This charming home features a private driveway and a detached one-car garage. Upon entering, you’ll immediately notice the refinished hardwood floors throughout and the abundance of natural light streaming into the spacious living room through newer windows, complemented by a ceiling fan. The eat-in kitchen is tastefully updated with quartz countertops and stainless steel appliances, offering both style and functionality. The main level also includes two generously sized bedrooms and a fully updated bathroom. Upstairs, you’ll find two versatile living areas. The left side features a half bath, a large closet, and flexible space that could potentially serve as a third bedroom. The right side offers additional room ideal for a home office, family room, or creative space. Step outside to a partially fenced backyard with plenty of room for entertaining or relaxing. A rear deck provides convenient access directly into the kitchen. The basement offers excellent potential for future finishing and additional living space. Notable upgrades include natural gas heating, new central air conditioning, a new water heater, municipal water and sewer, and a brand-new roof completed in 2025. Conveniently located near major shopping, dining, and entertainment, and less than two miles from the Metro-North train station for easy commuting.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $627 | $627 | $627 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,775 | $1,847 | $2,450 |
| Total Monthly Payment | $2,477 | $2,549 | $3,152 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.