1002 TIDAL ROCK AVENUE, Ruskin, FL, 33570 | $309,900

One or more photo(s) has been virtually staged. Welcome to 1002 Tidal Rock Avenue in Ruskin, Florida, a beautifully maintained 3-bedroom, 2-bathroom Chapman model located in one of the area’s fastest-growing communities—where new construction is happening all around, but this home already has the upgrades buyers truly want.

Built in 2021, this home offers the perfect blend of modern construction, energy efficiency, and peace of mind—without the added expenses, delays, and post-closing upgrade costs that come with buying new construction.

Step inside to a bright, open-concept floor plan featuring tile flooring throughout the main living areas and luxury vinyl plank flooring in all bedrooms—no carpet anywhere—creating a seamless, clean, and low-maintenance living space. The kitchen flows effortlessly into the living and dining areas, ideal for entertaining or everyday comfort, and is beautifully appointed with quartz countertops, stainless steel appliances, a tile backsplash, and a vented energy-efficient range hood.

This home truly shines in the details.

Originally built with desirable builder upgrades, the current homeowners have continued to enhance the property with thoughtful improvements, including:
Full privacy vinyl fence, Extended screened lanai with paver patio, Full yard irrigation system, Hurricane shutters for added protection, Epoxy-coated garage floor, Custom laundry room cabinetry,  Updated Moen faucets, New glass shower door in the primary suite

The spacious primary suite offers a relaxing retreat with dual vanities, a walk-in shower, and an impressively large walk-in closet (9’7” x 9’4”), providing exceptional storage space.

Step outside and enjoy Florida living at its finest with a fully fenced backyard—perfect for pets, privacy, entertaining, or simply relaxing in your own outdoor oasis. Unlike nearby builder homes that often come as a blank slate, this property is truly move-in ready with valuable upgrades already completed.

While new construction nearby may give incentives, this home delivers real, tangible value today—without additional out-of-pocket expenses after closing. From fencing and window coverings to upgraded finishes and outdoor living spaces, everything is already in place.

Located less than one mile from a public boat dock with direct access to the Gulf, this home is ideal for boating enthusiasts and those who love the Florida lifestyle. Residents of Brookside Estates enjoy amenities including a community pool, clubhouse, playground, basketball court, dog park, and scenic walking trails, all with low HOA fees.

Conveniently situated near Apollo Beach Preserve, shopping, dining, marinas, and major highways (I-75, US-301, and US-41), offering easy access to Tampa, St. Petersburg, and Sarasota.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Contemporary
  • Year Built: 2021
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,650
  • Acreage: 0.12
  • Est. Taxes: $8,225
  • HOA Fee: $84 Annually
  • Lot Desc: Landscaped
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8491658
  • Days on Market: 47 days
  • Website: https://www.raveis.com
    /prop/TB8491658/1002tidalrockavenue_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/25/2026 11:59:56 PM)
Listing courtesy of Real Broker, LLC   Phone: 855-450-0442

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1002 TIDAL ROCK AVENUE, Ruskin, FL, 33570

$309,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $247,920 $247,920 $247,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $685 $685 $685
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,526 $1,565 $2,059
Total Monthly Payment $2,286 $2,325 $2,819

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.