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One or more photo(s) has been virtually staged. Welcome to 1002 Tidal Rock Avenue in Ruskin, Florida, a beautifully maintained 3-bedroom, 2-bathroom Chapman model located in one of the area’s fastest-growing communities—where new construction is happening all around, but this home already has the upgrades buyers truly want.
Built in 2021, this home offers the perfect blend of modern construction, energy efficiency, and peace of mind—without the added expenses, delays, and post-closing upgrade costs that come with buying new construction.
Step inside to a bright, open-concept floor plan featuring tile flooring throughout the main living areas and luxury vinyl plank flooring in all bedrooms—no carpet anywhere—creating a seamless, clean, and low-maintenance living space. The kitchen flows effortlessly into the living and dining areas, ideal for entertaining or everyday comfort, and is beautifully appointed with quartz countertops, stainless steel appliances, a tile backsplash, and a vented energy-efficient range hood.
This home truly shines in the details.
Originally built with desirable builder upgrades, the current homeowners have continued to enhance the property with thoughtful improvements, including:
Full privacy vinyl fence, Extended screened lanai with paver patio, Full yard irrigation system, Hurricane shutters for added protection, Epoxy-coated garage floor, Custom laundry room cabinetry, Updated Moen faucets, New glass shower door in the primary suite
The spacious primary suite offers a relaxing retreat with dual vanities, a walk-in shower, and an impressively large walk-in closet (9’7” x 9’4”), providing exceptional storage space.
Step outside and enjoy Florida living at its finest with a fully fenced backyard—perfect for pets, privacy, entertaining, or simply relaxing in your own outdoor oasis. Unlike nearby builder homes that often come as a blank slate, this property is truly move-in ready with valuable upgrades already completed.
While new construction nearby may give incentives, this home delivers real, tangible value today—without additional out-of-pocket expenses after closing. From fencing and window coverings to upgraded finishes and outdoor living spaces, everything is already in place.
Located less than one mile from a public boat dock with direct access to the Gulf, this home is ideal for boating enthusiasts and those who love the Florida lifestyle. Residents of Brookside Estates enjoy amenities including a community pool, clubhouse, playground, basketball court, dog park, and scenic walking trails, all with low HOA fees.
Conveniently situated near Apollo Beach Preserve, shopping, dining, marinas, and major highways (I-75, US-301, and US-41), offering easy access to Tampa, St. Petersburg, and Sarasota.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$309,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $247,920 | $247,920 | $247,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $685 | $685 | $685 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,526 | $1,565 | $2,059 |
| Total Monthly Payment | $2,286 | $2,325 | $2,819 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.