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Opportunity meets affordability in this charming single level home offering comfortable living in one of Kingston’s most convenient locations. With classic ranch style design and hardwood flooring flowing throughout much of the home, the interior feels warm, bright, and inviting from the moment you enter. A spacious living room filled with natural light creates the perfect gathering space for relaxing evenings or casual entertaining. The eat in kitchen offers a practical layout with easy access through a side entry, making everyday tasks like bringing in groceries simple and efficient. Three generously sized bedrooms provide flexibility for guests, a home office, or creative space, while the oversized full bathroom and ample storage add to the home’s functionality. Downstairs, a large open basement presents endless possibilities. Whether you envision a recreation room, workshop, studio, or hobby space, this level offers the flexibility to bring your ideas to life. Outside, the welcoming front porch invites you to slow down and enjoy quiet mornings with coffee or unwind in the evening after a long day. Located just minutes from Midtown Kingston, this home offers easy access to local favorites including Adams Fairacre Farms, one of the Hudson Valley’s most beloved markets. Enjoy nearby restaurants, cafes, shops, and everyday conveniences while also being a short drive from Uptown Kingston’s historic Stockade District, the Kingston Farmers Market, the Hudson River waterfront, and the Empire State Trail for walking and biking. For buyers looking to enter the Kingston market with a manageable property, classic layout, and incredible proximity to everything the Hudson Valley lifestyle offers, this is a rare opportunity that combines value, location, and potential.
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Our Executive Mortgage Banker:
Our Insurance Division:
$319,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $255,200 | $255,200 | $255,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.500% | 5.691% |
| Monthly Tax Payment | $515 | $515 | $515 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,510 | $1,592 | $2,084 |
| Total Monthly Payment | $2,100 | $2,182 | $2,674 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.