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2513 INDEPENDENCE LANE, St. Cloud, FL, 34772 | $215,000
NEW ROOF 2024, UPDATED WINDOWS, STORM SHUTTERS, UPDATED SLIDERS WITH THE BLINDS IN THE GLASS, A/C REPLACED IN 2019. . . . . . . we have TWO living areas: a very LARGE family room with plenty of space for two set ups, and a more quaint living room with shelving, built-ins, & a good view the FL ROOM. This FL ROOM has screen and GLASS WINDOWS. . . . . . . the windows, side door, & roof insulation on this FL ROOM were all updated in 2009. Miscellaneous spare closets help with storage, slight vaulted ceilings help keep that spacious feel, & our Kitchen is positioned perfectly in the center of the home. Lots of cabinets, all of its appliances will stay, we have a convenient center island with a breakfast bar, a closet pantry, & a window with a serving ledge that overlooks the FL ROOM. There is a designated DINING NOOK for those who prefer formal meals. . . . . . . create an office space in this nook if a formal dining is not your "cup of tea". The Owner's Suite has a HUGE walk-in closet & a private bath. This bath has dual sinks, a stand-up shower, & extra cabinetry. Our LAUNDRY corner is INSIDE, it has cabinets, TWO closets, & the WASHER & DRYER WILL STAY!! For access, there is currently a built-in ramp leading to the entry door. . . . . . . if you choose to remove the ramp to have more space in the carport, the original entry steps are in place. This 12'x51' CARPORT is GINORMOUS and would easily allow the parking of 3 standard vehicles or a golf cart(s). In addition to the carport, we also have an ATTACHED GARAGE!!! The door itself was replaced 5 years ago, it's equipped with a rear pedestrian door, a keypad, & a SMART OPENER. . . . . . . . this makes the perfect area for parking, tinkering, or storage. IRRIGATION IS IN PLACE. . . . . . 28 HEADS AND THE RAINBIRD SYSTEM WAS RECENTLY INSPECTED & PROGRAMMED BY TOHO WATER. Woods presently makes the back view. TEKA VILLAGE IS GATED, THE HOA IS ONLY $120 A MONTH, AMENITIES INCLUDE AN INDOOR POOL, A CLUBHOUSE, WORKOUT ROOM, NEW COMMUNITY MAILBOX, SHUFFLEBOARD COURTS, & A PARKING YARD FOR YOUR RV/CAMPER OR BOAT!!! Location is ideal. . . . . . price is right for a 3-bedroom. . . . . . . just needs your personal vision to create a warm abode called "HOME".
Features
- Amenities: Clubhouse, Gated, Pool, Recreation Facilities, Shuffleboard Court
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
- Year Built: 1984
- Garage: 1-car Driveway, Garage Door Opener, Workshop in Garage
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,519
- Acreage: 0.18
- Est. Taxes: $400
- HOA Fee: $120 Monthly
- Lot Desc: City Lot, Landscaped
- View: Trees/Woods
- Adult Communities: Yes
- Pet Policy: Yes
- Appliances: Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Washer
- MLS#: S5146767
- Days on Market: 21 days
- Website: https://www.raveis.com
/prop/S5146767/2513independencelane_stcloud_fl?source=qrflyer
Listing courtesy of FLORIDA REALTY RESULTS LLC Phone: 407-498-3838
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2513 INDEPENDENCE LANE, St. Cloud, FL, 34772
$215,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $172,000 | $172,000 | $172,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $33 | $33 | $33 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,059 | $1,101 | $1,440 |
| Total Monthly Payment | $1,167 | $1,209 | $1,548 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388