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Absolutely adorable and move-in ready, this 2-bedroom, 2-bath home in the desirable Lazy Lagoon community offers comfort, convenience, and peace of mind! Built in 2007 and thoughtfully updated, this 805 sq. ft. home features a newer roof (2022), AC system (2020) with a brand-new motor (April 2026) that comes with a 5 year warranty, and a hot water heater replaced in 2025—giving buyers confidence in all the big-ticket items. Furniture negotiable! Step inside to find fresh paint throughout and beautiful luxury laminate flooring in the main living areas. Both bedrooms offer newer carpet, spacious closets, and plenty of natural light. The primary suite includes a private en suite bath with a walk-in shower and built-in seating, while the second bathroom features a tub/shower combo—perfect for guests. The kitchen comes fully equipped with all appliances included—even the washer and dryer, conveniently located inside the home. Additional upgrades include new ductwork (2025), updated skirting with lattice, and awnings on all windows for added protection and privacy. Enjoy outdoor living with new concrete steps leading to the side yard, plus the added bonus of no neighbors on one side for extra privacy. The one-car carport includes a secure storage shed with shelving—ideal for tools, beach gear, or seasonal items. Located directly across from the community recreation center (which also serves as a hurricane shelter), this home offers both convenience and security. Lazy Lagoon isn’t just a place to live; it’s a lively waterfront community with many great features. Residents enjoy a private road, extra guest parking, and an exclusive boat ramp that makes it easy to launch a boat or kayak and explore the scenic waters of Shell Creek. For fishing enthusiasts, the convenient fish cleaning station helps make every catch easier to prepare. The spacious 2, 000-square-foot clubhouse includes a commercial kitchen and hosts many community events and gatherings throughout the year. Shuffleboard courts and a billiards and pool room offer fun activities just a short walk away. Boating enthusiasts will appreciate the community’s more than 2, 000 feet of well-maintained shoreline and a private secured compound where boats and trailers can be stored for a small yearly fee. The location also places you just minutes from Punta Gorda, where you’ll find excellent dining, shopping, waterfront parks, and entertainment. Don’t miss this chance to enjoy peaceful waterfront living in a well-maintained and amenity-rich community. Call today to schedule your private tour and experience everything this home and Lazy Lagoon have to offer!
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William Raveis Mortgage, LLC
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $89,600 | $89,600 | $89,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $93 | $93 | $93 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $552 | $574 | $750 |
| Total Monthly Payment | $720 | $742 | $918 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.