5 Vicki Lane, #5, Colchester, CT, 06415 | $349,500

Nothing to Do Here. Just Move In. . . to this Petite 30 Unit Townhome Community Close to Everything Including the Nearby Recreation Fields, Public Tennis and Basketball Courts, and Even a Local Public Golf Course and Driving Range. The Dramatic Foyer Entry Offers High Cathedral Ceilings that Wrap Over a Dramatic Bridge Staircase with an Overlook on Both Sides to the Open Living/Dining Floor Plan Drenched With Natural Light from Newer Skylights, and the Nearby Slider Which Walks out to the Recently Update PVC Deck with Vinyl Rails. Relax with your Favorite Beverage, and Watch the Sun Set, or Read that Novel You've Been Dying to Dig Into. The Living Room Features a Granite Wrapped Fireplace Complete with Wood Accents to the Ceiling. Stainless Appliances Grace the Updated Kitchen with Corian Counters and Laminate Floors. Two Generous Bedrooms, Including a Primary with a Converted Walk In Closet is a Rare Find in these Townhomes. Each Bedroom has Access to their Own Updated Full Bath Complete with New Acrylic Tub and Walk in Shower. The Real Bonus Here is in the Finished Lower Level which Boasts Yet Another Full Bath, Ideal for the Merging Family. So Whether your Use is as a Third Bedroom/EnSuite, or Recreation Family Room, It is a an Extremely Functional Addition to the Floorplan. Round it out with a Remodeled First Floor Convenient Laundry Closet and Yes, the Washer and Dryer are Included. But Wait There's More. . . Probably the Most Important and By Far Best Feature of This Townhome that Most Others Cannot Boast, Is the When You Buy this Home You Will Not Pay for the Two Prior Assessments That Most Unit Owners at Ridgeview are Paying Now for the New Roofs, Decks and Paving Because these Owners Have PAID Them in Full, so Your HOA is Only $275, and Not $429/Month. It Is a Rare Find to Have an HOA This Low in a Community Of This Quality, so Don't Wait, Because this Lovely Home, Ideal for the Entry Level or Downsize Buyer Will Be Gone! As Said, Just Move in. . . . and Fire up the BBQ.

Features

  • Parking: 2-car
  • Heating: Hot Air
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 3 full / 1 half
  • Laundry: Lower Level,Main Level
  • Year Built: 1989
  • Common Charge: $275 Monthly
  • Above Grade Approx. Sq. Feet: 1,405
  • Est. Taxes: $4,341
  • Lot Desc: Lightly Wooded
  • Elem. School: Colchester
  • High School: Bacon Academy
  • Pets Allowed: Yes
  • Pet Policy: 1 Dog or Cat
  • Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24163236
  • Website: https://www.raveis.com
    /prop/24163236/5vickilane_colchester_ct?source=qrflyer
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Listing courtesy of Boyden Real Estate Company,LLC   Phone: (860) 537-9559

Room Information

Type DescriptionLevel
Bedroom 1 Full Bath,Laminate FloorUpper
Dining Room Combination Liv/Din Rm,Laminate FloorMain
Living Room Remodeled,Skylight,Vaulted Ceiling,Balcony/Deck,Gas Log FireplaceMain
Primary Bedroom Built-Ins,Full Bath,Walk-In Closet,Laminate FloorUpper
Rec/Play Room French Doors,Full Bath,Laminate FloorLower

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

5 Vicki Lane, #5, Colchester, CT, 06415

$349,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,600 $279,600 $279,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment $362 $362 $362
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,675 $1,744 $2,283
Total Monthly Payment $2,112 $2,181 $2,720

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.