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Property location qualifies for 100% USDA Rural Housing Loan financing. Within minutes your drive brings you into downtown Honea Path and its shopping, Anderson District 2 schools (BHP High School) and restaurants. Work in Anderson or Greenville? Easy commute to either location. Brookside Subdivision consists of a single cul de sac street with no HOA nor fees. At almost 1/2 acre the lot consists of shade trees in backyard and there is an outbuilding complete with internal wiring; requires electricity run to it. Entry at front door leads to living room with a guest coat closet. Majority of home is finished with hard flooring. Kitchen area is generous in size with eat in area and access door to backyard. The laundry room will be a Buyer favorite with its ample size and 2 entry doors; hallway and garage. Split bedroom floorplan for owner privacy. Primary bedroom is finished with warm and quite carpet and bathroom has new vibrant vinyl flooring, double sinks, tub/shower and walk in closet. Secondary bedrooms share a hallway located bathroom. Large backyard deck is perfect for grilling and outdoor enjoyment. 2 vehicle capacity attached garage has high ceilings that would allow for addition of storage shelving. This 3bed/2bath home has a new roof and ~5 year HVAC unit and at closing kitchen appliances will remain.
| Type | Dimensions | Level |
|---|---|---|
| Bedroom2 | 13x10 | Main |
| Bedroom3 | 13x9 | Main |
| Kitchen | 17x13 | Main |
| Laundry | 13x6 | Main |
| LivingRoom | 19x16 | Main |
| PrimaryBedroom | 14x11 | Main |
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Our Executive Mortgage Banker:
$259,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $207,920 | $207,920 | $207,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.500% | 5.710% |
| Monthly Tax Payment | $158 | $158 | $158 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,230 | $1,297 | $1,698 |
| Total Monthly Payment | $1,463 | $1,530 | $1,931 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.