Welcome to this spacious three-bedroom, two-bath ranch located in the desirable Tangiers section of Shirley. This beautifully maintained home features an open floor plan with soaring cathedral ceilings, perfect for entertaining and everyday living. Enjoy a first floor large primary bedroom with primary bath making this a forever home. The full finished basement, built with an Owens Corning system, includes a lifetime transferable warranty and offers plenty of additional living, storage space and egress window. Outside you will find a recently updated front porch and spacious back deck perfect for warmer days. Recent upgrades include a newly painted living area, 2-year-old energy-efficient windows and new front door (both with transferable warranties), along with brand new gutters for added peace of mind. Move in ready and thoughtfully updated, this home blends comfort, efficiency and value in one inviting package.
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Our Executive Mortgage Banker:
Our Insurance Division:
$529,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $423,992 | $423,992 | $423,992 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.301% | 6.487% | 5.614% |
| Monthly Tax Payment | $696 | $696 | $696 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,508 | $2,645 | $3,436 |
| Total Monthly Payment | $3,296 | $3,433 | $4,224 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.