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Presented by
Ricky Smithline |
Welcome to easy Florida living in the heart of Spring Hill, where comfort and convenience come together.
This 4 bedroom, 2 bathroom home is tucked just off the main road, giving you privacy while still being close to shopping, dining, and everything you need.
Inside, you will find a bright and open living space with a split floor plan that offers both space and privacy. The spacious kitchen features stainless appliances and flows right into the main living area, making it perfect for everyday living and entertaining. All appliances stay with the home, including the washer and dryer, so you can move right in with ease. There is also a large indoor laundry room for added convenience.
Step outside and enjoy your own backyard retreat. Picture your weekends by the saltwater pool, grilling with friends, watching the kids play, or relaxing with a good book under the screened lanai. It is also a great space to watch the big game or enjoy a quiet evening at home.
The home also features a two car garage with shelving that stays, giving you extra storage and organization. You will also find lawn irrigation, gutters, and downspouts already in place.
For peace of mind, the roof was replaced in 2024 and the HVAC was updated in 2020. The sellers have also offered to have the carpets cleaned prior to closing so the new owner can move in feeling fresh.
There is no HOA and the home is not in a flood zone, giving you added flexibility and peace of mind.
This home is very clean and truly move in ready. It is ready for you to come in and start enjoying the Florida lifestyle.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$349,900
Associate Broker
William Raveis Real Estate
Phone: 917.620.0613
Ricky.Smithline@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $393 | $393 | $393 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,656 | $1,701 | $2,269 |
| Total Monthly Payment | $2,124 | $2,169 | $2,737 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.