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Comfort, convenience, and classic Kingston charm come together in this inviting ranch located in a friendly neighborhood setting. With its practical layout, bright living spaces, and easy access to everything the city has to offer, this home provides a wonderful opportunity to settle into comfortable Hudson Valley living. Inside, gleaming hardwood floors run throughout the main level, creating a warm and cohesive feel. A sunny living room filled with natural light flows easily into the dining area, offering a welcoming space for everyday living or casual gatherings. The eat in kitchen is packed with cabinetry and functionality, while just beyond, a lovely three season room surrounded by windows offers the perfect place to relax with a book or unwind while dinner is cooking. Three nicely sized bedrooms and a full bath complete the main level, providing a comfortable and practical layout. Downstairs, the lower level expands the living space with a large family room area, a built in dry bar ideal for entertaining, a workshop space, and a spacious laundry room. Whether you envision a recreation room, hobby area, or home office, the possibilities are wide open. Outside, the manageable fenced backyard offers space to garden, entertain, or simply enjoy a quiet afternoon outdoors. A paved driveway and one car garage add to the everyday ease of living here. The location makes life even better. Just minutes from Midtown Kingston, you are close to shopping, grocery stores, restaurants, and everyday conveniences. Enjoy nearby Hudson Valley favorites including the historic Uptown Stockade District with its charming shops and restaurants, the lively Kingston Farmers Market, and the Rondout Waterfront known for its scenic views, dining, and marina atmosphere. Outdoor enthusiasts will also appreciate nearby access to the Empire State Rail Trail and the many parks and trails that make the Hudson Valley such a special place to live. With solid bones, inviting spaces, and a location that keeps you connected to the best of Kingston, this home offers a wonderful opportunity to make it your own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $647 | $647 | $647 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,888 | $1,965 | $2,606 |
| Total Monthly Payment | $2,610 | $2,687 | $3,328 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.