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Welcome to your new dream home! This beautifully updated and meticulously maintained 3-bedroom, 2-bathroom split plan residence is nestled in the desirable South Lakeland area, and the best part? There's NO HOA to worry about and room for parking an RV or boat! Boasting 1959 square feet of comfortable living space, this home features a durable Dimensional Shingle Roof, installed in 2023. Stay cool year-round with the efficient Trane AC system, put in 2019 and a new electric water heater installed in 2024. Step inside to discover fresh, inviting interiors, completely repainted in 2023. The kitchen is enhanced with a Stainless Steel Appliances, a Reverse Osmosis System, and new GE dishwasher, installed in 2023. The primary suite boasts a recently renovated master shower with a stunning new glass shower enclosure, completed in 2024. Enjoy easy-care living with Luxury Vinyl flooring throughout, installed in 2023, complemented by tile exclusively in the bathrooms. The open floorplan is thoughtfully designed, offering a seamless flow between living areas. The spacious Living Room features impressive vaulted ceilings, a cozy stone fireplace, and custom built-in wood bookshelves, creating a warm and inviting atmosphere perfect for relaxation and entertainment. The spacious second and third bedrooms feature generously sized dual closets, providing ample storage solutions, and conveniently share a hall bath equipped with a tub/shower combination. The property boasts nearly one-third of an acre with vinyl fence, offering abundant space for a potential pool or various recreational activities. The garage features convenient side entry access, enhancing privacy. This desirable location is situated near the Polk Parkway, ensuring effortless access to Tampa/Orlando, an array of parks, scenic trails, convenient shopping centers, essential medical facilities, and a plethora of other desirable amenities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$385,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $308,720 | $308,720 | $308,720 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $158 | $158 | $158 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,826 | $1,926 | $2,523 |
| Total Monthly Payment | $2,059 | $2,159 | $2,756 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.