Welcome to this charming and move in ready 1, 400 sq. ft. split ranch w/ Lake Rights and Mahopac Schools. This home offers the perfect blend of comfort and charm. Featuring two spacious bedrooms and one and a half updated baths, this home is thoughtfully designed for easy living. Set on just over a quarter-acre, the property boasts a large yard with plenty of room to relax, entertain, or garden and a lovely deck with seasonal Lake Views, perfect for summer barbecues or unwinding after a long day. Inside, you’ll find a great floor plan w/ a bright eat-in kitchen offering updated appliances and a breakfast bar, off the kitchen is the casual dining area perfect for lunches or morning coffee, the kitchen is open to the generously sized formal dining room ideal for hosting holidays and special gatherings. The inviting Living Room is a large comfortable space with wood burning fireplace while the family room/den offers extra space perfect for home office or second living area. Up the 5 steps you will find the hallway leading to the Primary bedroom with attached Half Bath, the second bedroom and Updated Hall Bathroom. The basement is unfinished offering a great amount of storage area. This home comes with access to beautiful Lake Mahopac for swimming and motor boating or lake front dining. . . this home delivers both charm and recreation. Enjoy lake living while being close to all that Mahopac has to offer. Close to Schools, Shopping and Restaurants. Close to I-684 and ONLY 12 Minutes to Croton Falls Train Station.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $360,000 | $360,000 | $360,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | $1,007 | $1,007 | $1,007 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,158 | $2,246 | $2,965 |
| Total Monthly Payment | $3,240 | $3,328 | $4,047 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.