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1709 UMBRELLA TREE DRIVE, Edgewater, FL, 32132 | $312,500
Move-in ready with a NEW roof and NO HOA! This well maintained 3 bedroom, 2 bath concrete block home sits high and dry (never flooded), on an oversized 120' x 125' TRIPLE lot in the desirable (North) Florida Shores neighborhood. Enjoy a large fenced backyard with mature trees, plenty of space for boat or RV parking and outdoor entertaining. The property also features installed security cameras, a large utility shed for additional storage and a spacious driveway for extra parking. Inside, you'll find a bright open floor plan filled with natural light throughout the main living area and Florida room. The updated kitchen features a large breakfast bar, stone countertops, stainless steel appliances, and beautiful cabinetry, making it perfect for both everyday living and entertaining. Additional upgrades include laminate flooring, updated lighting, and ceiling fans throughout. Both bathrooms have been recently remodeled, and the spacious primary suite includes a walk-in closet. The oversized two car garage includes a laundry area and workspace, adding extra functionality and storage. Located on a quiet street only 5 minutes from I-95 and US 1, with easy access to beaches, boat ramps, waterfront parks, and the Intracoastal Waterway nearby. Close to everything Southeast Volusia County has to offer with a short 10 minute drive to Downtown New Smyrna Beach shopping and restaurants. Only 1 hour to Orlando or the Space Coast or Daytona Speedway. A rare opportunity to own a spacious affordable property with room for all your toys in a great location with access to biking, boating, fishing, surfing, bird watching and more. All information contained herein deemed accurate but to be verified by purchaser. Seller offering a 2/1 rate buy down to qualified buyers with seller-paid incentive! Enjoy a 2% lower rate in year one and 1% lower in year two before adjusting to the full rate in year three reducing your initial monthly payments and increasing affordability. Contact agent for details.
Submit Proof of Funds or Pre-Approval Letter with most recent version of FAR/BAR As Is Contract and all executed Riders. Property owned by liosting agent
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Laundry: In Garage
- Year Built: 1979
- Garage: 2-car Garage Door Opener, Oversized, RV Parking
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,277
- Acreage: 0.34
- Est. Taxes: $4,370
- Elem. School: Edgewater Public School
- Middle School: New Smyrna Beach Middl
- High School: New Smyrna Beach High
- Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Refrigerator, Washer
- MLS#: NS1087578
- Days on Market: 31 days
- Website: https://www.raveis.com
/prop/NS1087578/1709umbrellatreedrive_edgewater_fl?source=qrflyer
Listing courtesy of NSB HOMES LLC Phone: 386-427-0439
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1709 UMBRELLA TREE DRIVE, Edgewater, FL, 32132
$312,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $250,000 | $250,000 | $250,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.500% | 5.710% |
| Monthly Tax Payment | $364 | $364 | $364 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,479 | $1,560 | $2,041 |
| Total Monthly Payment | $1,918 | $1,999 | $2,480 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388