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Welcome to your colonial farmhouse perfectly situated in picturesque Germantown New York. Arriving at your new home you will immediately notice the nearly 2 acres of property, horseshoe drive, outdoor space with tiered decking and patio as well as the convenience of being minutes from the vibrant towns of Hudson, Catskill, Red Hook, Rhinebeck and Tivoli. Stepping into the sun drenched living space you will be welcomed by an updated kitchen featuring stainless steel appliances, custom built island, ample counter and cabinet space as well as a full walk-in pantry. The main level flows seamlessly from the kitchen to the dining area and into the living room with hardwood floors and cozy pellet stove. This main level also provides a half bath, laundry room and a large storage room with a sink, cabinetry and additional entrance. Ascending to the second level you will find 2 generous sized guest bedrooms, a full bath and the primary bedroom. Your primary bedroom has direct access to the side deck and it's own entry if desired as well as a large walk-in closet providing ample clothing racks and storage space. The open staircase to the third level adds to the potential for an additional living room, media room, home gym or office space. This home combines classic charm with modern updates, all in a location that offers both tranquility and easy access to some of the Hudson Valley’s most sought-after destinations.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.500% | 5.710% |
| Monthly Tax Payment | $453 | $453 | $453 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,011 | $2,121 | $2,776 |
| Total Monthly Payment | $2,539 | $2,649 | $3,304 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.