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This is a beautiful new construction home with lots of new builds in the neighborhood. This beautifully designed 2-story home features an open floor plan with 10-foot ceilings downstairs and 9-foot ceilings upstairs with plenty of natural light to fill every room. The heart of the home is the spacious kitchen, complete with a huge island, quartz countertops, soft-close cabinets, and upgraded tile backsplash. The master suite features an accent wall and built-in cabinets and includes a stylish over the top bath with rain head shower and separate soaking tub, and modern finishes. Rarely do you see a bath like this in this price range. The master also has a large walk-in closet. There is also a landing area upstairs that would make a great area for a home office. Other upgrades include upgraded luxury vinyl flooring throughout with tile in the baths, 5 panel interior doors, and most all the finishes in the home have a custom feel to them. It is really hard to find such a wonderfully crafted new construction home for this price. This home also has a privacy fence to give the buyer a more secluded backyard and an attached one car garage. Union Heights is an up and coming neighborhood with lots and lots of new builds close to downtown Charleston without the downtown Charleston prices. Listing agent is related to the seller. This property with certain lenders qualifies for special financing incentives because of the area where it is located. This may include closing cost help, 100 per cent financing, and no pmi. Up to buyer to investigate and confirm.
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Our Executive Mortgage Banker:
$508,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $406,400 | $406,400 | $406,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,339 | $2,602 | $3,375 |
| Total Monthly Payment | $2,431 | $2,694 | $3,467 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.