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West Shore ranch with a view and walking distance to miles of sandy beaches! This house features many updates - brand new front masonry steps, Navien boiler/water heater (2021), AC split (2022), full bath remodel (2024), new backyard deck with pergola (2024), new 200 amp electrical panel (2021), attic re-insulated (2021). The airy living area is sun-filled and open. The enclosed screened porch features a wood-burning stove and TV hook-up for relaxing and fun-filled afternoons and evenings well into the autumn season. And the basement is fully heated with a half-bath; just waiting to be finished into additional living space. A deep one car under-house garage adds storage space. Don't miss this opportunity to own in a desirable West Shore neighborhood! Close to everything - those fabulous sandy beaches, shopping, major highways.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan,Engineered Wood Floor | Main |
| Dining Room | Hardwood Floor | Main |
| Full Bath | Remodeled,Stall Shower | Main |
| Half Bath | Lower | |
| Kitchen | Ceiling Fan,Hardwood Floor | Main |
| Living Room | Hardwood Floor | Main |
| Primary Bedroom | Ceiling Fan,Engineered Wood Floor | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $303,200 | $303,200 | $303,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $603 | $603 | $603 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,818 | $1,892 | $2,498 |
| Total Monthly Payment | $2,496 | $2,570 | $3,176 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.