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Presented by
Anne Fitzgerald |
18-20 Bedford Avenue, Middletown, NY, 10940 | $249,999
Welcome to this charming 2 bedroom, 1 bath Cape Cod located in the heart of Middletown, NY. Perfect starter home, ideal for those looking to downsize, or a fantastic investment opportunity. Upon entering, you are welcomed by beautiful hardwood floors, warm character, and a cozy feel that makes this home instantly inviting. Offering approximately 864 square feet of living space, this home is thoughtfully laid out for comfortable everyday living and includes the added convenience of a handicap-accessible ramp for easy access. This property also offers plenty of outdoor space to enjoy, entertain, garden, or simply relax. Full of charm and classic Cape Cod appeal, this home is ready for its next chapter. Nestled in a vibrant community, this property offers easy access to local attractions, shopping, dining, and year-round events. Just minutes away, you’ll find the Galleria at Crystal Run for shopping, dining, and entertainment, along with local favorites in downtown Middletown, parks, and walking trails. Middletown residents enjoy nearby recreation including Fancher-Davidge Park and numerous city parks perfect for outdoor activities and family enjoyment. Conveniently located near schools, SUNY Orange, Touro College, major commuter routes, and everything the Hudson Valley lifestyle has to offer, this home truly combines comfort and convenience. Whether you are a first-time buyer, downsizer, or investor, this gem will not last long.
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full
- Style: Cape Cod
- Year Built: 1945
- Garage: 2-car
- Heating: Forced Air, Natural Gas, Other
- Cooling: None
- Basement: Full, See Remarks
- Approx Sq. Feet: 864
- Acreage: 0.23
- Est. Taxes: $4,758
- Lot Desc: Corner Lot, Level
- Elem. School: Maple Hill Elementary School
- Middle School: Monhagen Middle School
- High School: Middletown High School
- School District: Middletown
- Appliances: Oven, Refrigerator
- MLS#: 977561
- Days on Market: 33 days
- Website: https://www.raveis.com
/prop/977561/1820bedfordavenue_middletown_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Anne FitzgeraldLuxury Properties Specialist
781.690.1116
Anne.Fitzgerald@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Michael CartierVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1017266
508.335.8179
Michael.Cartier@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
18-20 Bedford Avenue, Middletown, NY, 10940
$249,999
Anne Fitzgerald
Luxury Properties Specialist
William Raveis Real Estate
Phone: 781.690.1116
Anne.Fitzgerald@raveis.com
Michael Cartier
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $199,999 | $199,999 | $199,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.866% |
| Monthly Tax Payment | $397 | $397 | $397 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,198 | $1,263 | $1,647 |
| Total Monthly Payment | $1,669 | $1,734 | $2,118 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535