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The highly anticipated Bluffton Park Garden Cottage is ideally situated on the quiet side of the park. This beautifully updated cottage blends charm, quality, and convenience in one of Bluffton's most desirable locations. Inside, the extra-large custom kitchen is a standout, showcasing a farmhouse sink from Italy, high-end faucets, quartz countertops, full overlay cabinets with glass, separate filtered reverse osmosis drinking water, stainless steel appliances, real shiplap accents, and ceramic tile flooring that continues throughout the home. Shiplap detail also adds warmth and character to the primary bedroom. Thoughtful upgrades include fresh neutral paint, updated lighting, and new outdoor ceiling fans on both porches. Smart-home features include a Vivint security system with front and rear cameras, a movable interior camera, smart thermostat integration, and glass-break alarm protection. Outside, enjoy a private fenced backyard that has been designated a National Wildlife Habitat. Ninth Avenue offers generous parking along both sides of the street, as well as garage access from the rear alley. Just a short walk or bike ride to Old Town Bluffton, you'll love easy access to local restaurants, festivals, and everyday Lowcountry charm. With a new roof (2024) and a new hot water heater (2023), this home is as well-maintained as it is inviting.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,999 | $399,999 | $399,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,463 | $2,561 | $3,348 |
| Total Monthly Payment | $2,538 | $2,636 | $3,423 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.