578 E 3rd Street, Mount Vernon, NY, 10553 | $949,000

PRE-WAR BRICK TWO-FAMILY A rare full-brick pre-war two-family with timeless curb appeal, generous living spaces, and unbeatable commuter access. THE PROPERTY Classic decorative diamond brickwork, stone foundation, 10ft ceiling height and hardwood floors throughout. Two expansive units at ~1, 400 sq ft each, plus a finished 1, 400 sq ft basement - over 4, 200 sq ft total. Detached 2-car garage, 100ft long driveway, and side yard running the full length of the property. EACH UNIT FEATURES Expansive living room and dining room | Up to 4 flexible rooms (2 bedrooms + office/nursery + sunroom) | Updated kitchens and bathrooms | Wood-burning fireplace 12-ZONE MINI-SPLIT SYSTEM Only heat & cool the room you’re using! Rooms have their own dedicated heating and cooling unit with individual remote-control + thermostat. Basement has 2 zones. NYSERDA-approved, fully permitted installation. WHAT'S NEW Roof & gutters (house + garage) | Window siding | Basement windows | Insulation | Driveway LOCATION Immediate Hutchinson River Parkway access - northbound and southbound on/off ramps. 10 minute walk to Pelham Metro-North for direct service to Grand Central – 3 minutes by drive/bike. Costco, Target, Home Depot, Best Buy, supermarkets, and New Roc City all within 10 minutes. What makes this home special is how rare it is to find all of this in one package. Full brick construction, wood-burning fireplaces in both units, refinished hardwood floors, and classic diamond brickwork that turns heads from the street. It's fully detached on all sides with 38 windows - natural light pours in from every direction, all day long. You almost never find that in a multi-family this size. The 12-zone mini-split means no fighting over the thermostat. No wasting energy on empty rooms. It's the kind of system you'd expect in a luxury property. The basement is a hidden gem - finished, private entrance, connects to both units, and the plumbing rough-in for a third full bathroom is already done. One renovation away from a fully independent third unit. Attic is standing height for storage space. And the location is hard to beat - on and off the Hutchinson Parkway in seconds, Metro-North short walk away.

Features

  • Style: Colonial
  • Year Built: 1925
  • Garage: 2-car
  • Heating: Natural Gas
  • Cooling: Central Air
  • Basement: Full
  • Acreage: 0.09
  • Est. Taxes: $19,291
  • Elem. School: Graham
  • High School: Mt Vernon High School
  • School District: Mount Vernon
  • MLS#: 977893
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/977893/578e3rdstreet_mountvernon_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of World Prop Intl Sea to Sky   Phone: 631-961-4626

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

578 E 3rd Street, Mount Vernon, NY, 10553

$949,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $759,200 $759,200 $759,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.110% 5.932%
Monthly Tax Payment $1,608 $1,608 $1,608
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,251 $4,552 $6,304
Total Monthly Payment $5,951 $6,252 $8,004

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.