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Pre-Construction. To be built. Brought to you by Noah Thomas Builders, where elevated coastal design meets premier investment potential. Located in the heart of Indian Rocks Beach and within a highly sought-after short-term rental zone, this luxury duplex is designed for both personal enjoyment and high-performing income. Each residence features thoughtfully designed living spaces with private elevators servicing all levels, leading to a stunning 4th-floor kitchen and main living area crafted to capture breathtaking Gulf views. In addition, every floor offers its own private balcony, allowing for Gulf views from each level—a rare and highly sought-after feature that elevates both lifestyle and rental appeal. This top-level layout maximizes natural light and creates the ultimate entertaining space—an elevated feature that sets this property apart from typical beach duplexes. Built to today’s highest coastal standards, the property will feature FEMA-rated construction, offering enhanced durability, storm resilience, and long-term peace of mind—an increasingly important advantage for both owners and investors. Expansive sliding glass doors open to seamless indoor-outdoor living, while each unit enjoys its own private pool, delivering a true resort-style experience for guests and owners alike. These private outdoor spaces significantly enhance rental appeal and overall revenue potential. Built with the signature craftsmanship of Noah Thomas Builders, each unit will offer spacious multi-bedroom layouts, high-end finishes, and modern coastal architecture tailored to today’s luxury market. Beyond the property itself, Indian Rocks Beach is known for its laid-back coastal vibe, beautiful wide sandy beaches, and local charm without the congestion of larger beach towns. Residents and guests enjoy walkability to popular local restaurants, beach bars, parks, and boutique shops, along with easy access to nearby Clearwater and St. Petersburg for additional dining, entertainment, and cultural attractions. Positioned just steps from the beach, this property offers the perfect blend of lifestyle, location, and investment. Finishes, materials, and specifications may change during the build process. Pricing, availability, and final details subject to adjustment prior to completion.
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Our Executive Mortgage Banker:
Our Insurance Division:
$4,500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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| Loan Amount | $3,600,000 | $3,600,000 | $3,600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.350% | 6.349% | 6.183% |
| Monthly Tax Payment | $1,902 | $1,902 | $1,902 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $21,584 | $22,166 | $30,379 |
| Total Monthly Payment | $23,611 | $24,193 | $32,406 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.