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Welcome to your fully turnkey property and 22 acres of Simmons Lake to explore, pontoon boats are allowed. This is a rare opportunity to own a completely furnished, professionally designed home in one of Florida’s most active 55+ communities.
From the moment you walk in, this home delivers effortless living. Every detail has already been handled—furniture, décor, linens, kitchenware—everything stays. Just bring your suitcase.
The open-concept layout is filled with natural light and designed for both relaxed living and entertaining. Luxury flooring flows throughout, complemented by stone countertops and a stunning, spa-like primary bathroom that truly stands out.
Step outside to your private, refurbished dock and enjoy peaceful lake views on Lake Simmons. Whether it’s morning coffee, sunset cocktails, or dropping a line in the water, this is Florida living done right.
Major updates and upgrades provide peace of mind:
New roof (2026) with warranty
Luxury vinyl plank flooring (2026)
Sunroom windows (2022)
Tankless water heater (2020)
Updated plumbing (2010)
Smart irrigation system (2024)
Designer furnishings & window treatments ($17K+ value)
This home is ideal for:
A seasonal retreat
A full-time residence
Or a turnkey rental investment
Located in the highly sought-after community of Sun City Center, residents enjoy access to:
Resort-style pools, fitness centers, pickleball courts, clubs, dining, entertainment, and endless social activities.
Conveniently positioned near Tampa, St. Petersburg, Sarasota, and world-class Gulf Coast beaches—with Walt Disney World just a 1. 5 hour trip away.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,920 | $319,920 | $319,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $612 | $612 | $612 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,892 | $1,996 | $2,614 |
| Total Monthly Payment | $2,579 | $2,683 | $3,301 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.