|
Charming and beautifully updated 2-bedroom, 2-bath home nestled on a quiet dead-end street with no HOA, just a short walk to Lake Lizzie in the heart of St. Cloud—what more could you ask for?
Fully renovated just 4 years ago, this move-in-ready home offers peace of mind with major upgrades already completed, including a newer roof, energy-efficient double-pane vinyl windows, spray foam insulation in the attic and walls, updated plumbing and electrical systems, and a modern HVAC.
From the moment you arrive, you’ll be welcomed by a spacious yard, custom landscaping, mature trees, fresh exterior paint, and a brand-new deck—perfect for relaxing or entertaining. Inside, a bright and inviting interior features new vinyl flooring, fresh paint, and a versatile foyer that doubles as a mudroom.
The home offers two generously sized bedrooms and two fully updated bathrooms. The kitchen and baths are thoughtfully designed with solid wood cabinetry, soft-close doors and drawers, elegant quartz countertops, and brand-new stainless steel appliances. The primary suite showcases a stunning oversized shower with dual showerheads and custom tile work, while the guest bathroom features beautiful tile and a new tub.
Additional upgrades include new lighting fixtures, recessed lighting, doors, trim, and finishes throughout—giving the home the look and feel of new construction.
With its prime location, modern updates, and turnkey condition, this home is truly a standout and won’t last long!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$284,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $227,920 | $227,920 | $227,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.750% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.634% | 6.890% | 6.078% |
| Monthly Tax Payment | $232 | $232 | $232 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,403 | $1,478 | $1,908 |
| Total Monthly Payment | $1,710 | $1,785 | $2,215 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.