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SELLER CONTRIBUTION $ 10, 000 TO CLOSING COST. Exceptional new construction showcasing superior craftsmanship and high-end finishes. This modern residence features an open-concept layout highlighted by a gourmet kitchen with custom decorative panels and meticulous attention to detail in every corner. A standout feature is the full third bathroom strategically built into the garage area, offering a turnkey advantage for a seamless garage conversion into a guest suite, home office, or additional living area. The home is equipped with impact-resistant windows and doors, luxury tile flooring, and premium lighting throughout. Washer and dryer are included for convenience. Seller is offering $10, 000 toward the buyer's closing costs. Please use the FAR/BAR Residential Contract. Buyer to verify all measurements and potential for garage conversion with local authorities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$329,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $263,999 | $263,999 | $263,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $32 | $32 | $32 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,581 | $1,647 | $2,156 |
| Total Monthly Payment | $1,688 | $1,754 | $2,263 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.