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Step into this charming home with an open floor plan, spacious kitchen and a serene view of the city in the distance from the back deck. You don't want to miss the opportunity to make this home yours! This house features hard wood flooring as you enter the home and up into the living room, dining, and hallway as well as one of the three bedrooms. The main floor also features a full bathroom. Downstairs you will find a finished basement with a walkout! The laundry is conveniently located within the half bathroom with added cabinet space. The finished basement space is currently being used as a primary bedroom but can be used as an extended living space, room for entertainment, etc. The backyard is fully fenced in providing privacy at this home which is also located towards the end of a cul de sac. There is a patio beneath the deck as you walk outside and provides more lounge space to enjoy the backyard. There are also solar panels making this home more energy efficient. Newer upgrades include all new windows in 2021, new furnace in 2021, and solar panels put on in 2014. The solar panels are paid off. This home is waiting for your personal touches!
| Type | Dimensions | Level |
|---|---|---|
| Bedroom 1 | 9.0 x 13.0 | Main |
| Bedroom 2 | 9.5 x 9.5 | Main |
| Dining Room | 11.0 x 12.0 | Main |
| Kitchen | 11.0 x 11.0 | Main |
| Living Room | 10.0 x 15.0 | Main |
| Primary Bedroom | 11.0 x 14.0 | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $255,920 | $255,920 | $255,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $452 | $452 | $452 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,514 | $1,576 | $2,074 |
| Total Monthly Payment | $2,041 | $2,103 | $2,601 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.