31701 KELLY CIRCLE, Tavares, FL, 32778 | $220,000

THIS WATERFRONT HOME is nestled in the serene atmosphere of the highly sought after 55+ Imperial Terrace West Community located in Tavares, Florida. Step into the home through the COVERED PORCH. A very VALUABLE feature to the home is that the PLUMBING has been completely UPGRADED throughout, and the DINING ROOM, KITCHEN and FLORIDA ROOM have updated VINYL TILE flooring. The KITCHEN has wood cabinets, along with a Whirlpool SIDE-by-SIDE REFRIGERATOR with ICE MAKER, a new Frigidaire ELECTRIC STOVE/OVEN, GE DISHWASHER, and Haier MICROWAVE, DISHES, COOKING UTENSILS, complete WINDOW COVERINGS and FULLY FURNISHED BEDROOMS, LIVING ROOM, and DINING ROOM. A Samsung 60" BIG SCREEN TV make this home ready to MOVE-IN! The A/C has been serviced every six months, and the ROOF is in great shape, with NO leaks. Enjoy this bit of paradise as you look onto the water from inside the FLORIDA ROOM, seeing nature and passing boats enjoying life! There is a separate screened in PORCH along side the FLORIDA ROOM, allowing more views of the water. The LAUNDRY ROOM is covered and houses a Whirlpool WASHER and DRYER, and BASIN with running water. Continue through the LAUNDRY ROOM and enjoy a nice sized UTILITY/WORK ROOM. A smaller SCREENED IN LANAI faces out from the front of the home. There is a metered SPRINKLER SYSTEM with an IRRIGATION CONTROLLER. This home includes a COVERED BOAT HOUSE, BOAT DOCK AND STORAGE CABINETS. Included with the sale of the home is a 2000 MERCRUISER INBOARD/OUTBOARD BOAT, currently registered until December 2026 and TRAILER. All papers and maintenance for the boat in are place. There is also a BOAT MARINA and TRAILER STORAGE area which can be rented for a nominal fee. The community offers a nice sized CLUBHOUSE WITH KITCHEN, A POOL TABLE, INDOOR SHUFFLEBOARD TABLE, LIBRARY, INDOOR POOL AND JAZUZZI, all for your enjoyment. Many events are planned throughout the year that are fun and these events get you closer to knowing your neighbors. This is a GOLF CART community. The final feature is you OWN YOUR LOT - NO FEE!!! Come on by and see this home. . . WATERFRONT PROPERTIES SELL FAST!!! Schedule your showing today!

Features

  • Rooms: 8
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Laundry: Electric Dryer Hookup, Laundry Room, Outside, Washer Hookup
  • Year Built: 1969
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 816
  • Acreage: 0.1
  • Est. Taxes: $2,472
  • HOA Fee: $300 Annually
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Cooktop, Dishwasher, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
  • MLS#: G5110247
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/G5110247/31701kellycircle_tavares_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 5:35:06 AM)

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NMLS Mortgage Loan Originator ID 32556

339.224.0866

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31701 KELLY CIRCLE, Tavares, FL, 32778

$220,000

Mike Molisse

Sales Associate

William Raveis Real Estate

Phone: 781.331.4339

Mike.Molisse@raveis.com

Scott Petersen

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 339.224.0866

Scott.Petersen@raveis.com

NMLS Mortgage Loan Originator ID 32556

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $176,000 $176,000 $176,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $206 $206 $206
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,013 $1,127 $1,462
Total Monthly Payment $1,294 $1,408 $1,743

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.