700 9TH STREET, St. Cloud, FL, 34769 | $350,000

Welcome to your perfect Florida lifestyle home at 700 9th Street in St. Cloud. Ideally situated just moments from Lake Tohopekaliga, this property offers the ultimate blend of comfort, convenience, and outdoor living. Enjoy easy access to boating, world-class bass fishing, and local favorites like Crabby Bill's, all while being just a short walk, bike ride, or golf cart trip to the vibrant downtown St. Cloud district filled with up-and-coming restaurants and entertainment. The nearby lakefront sidewalk trail provides the perfect setting for morning walks and evening sunsets. Also located forty minutes to the beach for some fun in the sun or commute to the nearby Lake Nona and the future Neo City.

Inside, the home features a stunning kitchen designed to impress, complete with oversized quartz countertops, stainless steel appliances, and an abundance of natural light enhanced by recessed lighting throughout. Tile flooring flows seamlessly across the entire home, creating a clean and modern look that is both stylish and easy to maintain. The spacious bedrooms are thoughtfully designed with ceiling fans and ample space to relax, while the primary suite stands out with beautiful wood paneling on the ceiling and a unique step-down bathroom that includes both a separate shower and tub.

Situated on a slightly oversized quarter-acre lot, this property offers plenty of room for all your lifestyle needs, including space to bring your boat, jet skis, and other water toys with a convenient parking pad already in place. Every detail of this home reflects pride of ownership, with clean finishes and bright, inviting living spaces throughout.

This is a rare opportunity to enjoy the best of Central Florida living in a prime location near the lake and downtown Saint Cloud. Schedule your private showing today and experience it for yourself.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1959
  • Garage: Parking Pad
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,688
  • Acreage: 0.28
  • Est. Taxes: $2,523
  • Elem. School: Michigan Avenue Elem (K 5)
  • Middle School: St. Cloud Middle (6-8)
  • High School: St. Cloud High School
  • Appliances: Dryer, Microwave, Refrigerator, Washer
  • MLS#: O6394500
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /prop/O6394500/7009thstreet_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/20/2026 11:58:25 PM)
Listing courtesy of KELLER WILLIAMS ADVANTAGE III   Phone: 407-207-0825

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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700 9TH STREET, St. Cloud, FL, 34769

$350,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $280,000 $280,000 $280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.609% 6.776% 6.078%
Monthly Tax Payment $210 $210 $210
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,724 $1,793 $2,344
Total Monthly Payment $2,009 $2,078 $2,629

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.