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179 LANE 4 Road, Warwick, RI, 02888 | $448,000
Location, Location, Location! Waterfront home on a large lot in Gaspee Point! NOT in a flood zone due to elevation. This home features 1, 608 square feet in the main house and an enclosed porch. Two bedrooms and two full bathrooms. First-floor laundry. The large master suite features two spacious double closets and a full bath. The built-in pool is a rarity here; pools are not allowed in Gaspee Point anymore. Beautiful, large, enclosed back porch with an electric fireplace, and nothing but beautiful water views. Multiple decks overlooking the water provide endless entertaining opportunities. Vinyl siding, a newer roof, and replaced windows make this home pretty much maintenance-free. The three-car garage with workshop has a separate electrical service, and the attached heated pool house has a roughed-in bath with a shower. The pool house could easily be a guest house or an in-law as well. Located behind Governor Francis Farms, and minutes to Pawtuxet Village. This is a convenient, and special place to call home.
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Pool,Public Transportation,Recreation Area,Restaurant,Shopping
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full / 1 half
- Style: Ranch
- Year Built: 1935
- Garage: 3-car Detached,Garage,Garage Door Opener
- Heating: Baseboard,Gas,Hot Water
- Cooling: Wall Unit(s)
- Basement: Crawl Space
- Approx Sq. Feet: 1,608
- Est. Taxes: $5,350
- HOA Fee: $572 Monthly
- Lot Desc: Waterfront
- View: Saltwater,Water
- Water Front: Yes
- Appliances: Dryer,Dishwasher,Exhaust Fan,Disposal,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Range Hood,Trash Compactor,Water Heater,Washer
- MLS#: 1408617
- Website: https://www.raveis.com
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William Raveis Family of Services
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
179 LANE 4 Road, Warwick, RI, 02888
$448,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $358,400 | $358,400 | $358,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $446 | $446 | $446 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,120 | $2,236 | $2,952 |
| Total Monthly Payment | $2,641 | $2,757 | $3,473 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB