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Presented by
Michael Leary, CBR, SRES |
Welcome to Welaka -- a charming Old Florida river town nestled along the majestic St. Johns River, known as the Bass Capital of the World!
Enjoy peaceful living surrounded by natural beauty, with waterways, parks, waterfront dining, and a true sense of community -- all while being just a short drive to Palatka, St. Augustine, and Jacksonville.
Located in the newer River Hill community, this home sits in a quiet neighborhood surrounded by nature and just minutes from a public floating boat dock on the St. Johns River -- amazing for boating, fishing, and outdoor living.
The upgraded kitchen features granite countertops, shaker-style cabinetry, stainless Whirlpool appliances, and ample workspace for cooking and gathering. Custom closet systems throughout the home--including pantry--provide exceptional organization and storage. Vinyl flooring enhances the main living areas, while modern fixtures, keyless entry, and automated-home features add convenience and style. The spacious fenced backyard provides a private outdoor setting for relaxing. Additional highlights include: " Whole-house water softener system " Covered porch " Attached 2-car garage " Fenced Yard Welcome home to Florida living
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$265,000
Sales Associate
William Raveis Real Estate
Phone: 781.974.2410
Michael.Leary@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 339.224.0866
Scott.Petersen@raveis.com
NMLS Mortgage Loan Originator ID 32556
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $212,000 | $212,000 | $212,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.866% |
| Monthly Tax Payment | $452 | $452 | $452 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,270 | $1,323 | $1,746 |
| Total Monthly Payment | $1,797 | $1,850 | $2,273 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.