575 RIVER HILL Drive, Welaka, FL, 32193 | $265,000

Welcome to Welaka -- a charming Old Florida river town nestled along the majestic St. Johns River, known as the Bass Capital of the World!

Enjoy peaceful living surrounded by natural beauty, with waterways, parks, waterfront dining, and a true sense of community -- all while being just a short drive to Palatka, St. Augustine, and Jacksonville.

Located in the newer River Hill community, this home sits in a quiet neighborhood surrounded by nature and just minutes from a public floating boat dock on the St. Johns River -- amazing for boating, fishing, and outdoor living.

The upgraded kitchen features granite countertops, shaker-style cabinetry, stainless Whirlpool appliances, and ample workspace for cooking and gathering. Custom closet systems throughout the home--including pantry--provide exceptional organization and storage. Vinyl flooring enhances the main living areas, while modern fixtures, keyless entry, and automated-home features add convenience and style. The spacious fenced backyard provides a private outdoor setting for relaxing. Additional highlights include: " Whole-house water softener system " Covered porch " Attached 2-car garage " Fenced Yard Welcome home to Florida living

Features

  • Rooms: 6
  • Bedrooms: 4
  • Baths: 2 full
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Electric
  • Approx Sq. Feet: 1,665
  • Acreage: 0.22
  • Est. Taxes: $5,427
  • Appliances: Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Water Softener Owned
  • MLS#: 2137217
  • Days on Market: 93 days
  • Website: https://www.raveis.com
    /prop/2137217/575riverhilldrive_welaka_fl?source=qrflyer
The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Michael Leary, CBR, SRESSales Associate

781.974.2410

Michael.Leary@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Scott PetersenVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 32556

339.224.0866

Scott.Petersen@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Nicole DelaneyInsurance Sales Director, William Raveis Insurance

781.724.3515

Nicole.Delaney@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

575 RIVER HILL Drive, Welaka, FL, 32193

$265,000

Michael Leary, CBR, SRES

Sales Associate

William Raveis Real Estate

Phone: 781.974.2410

Michael.Leary@raveis.com

Scott Petersen

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 339.224.0866

Scott.Petersen@raveis.com

NMLS Mortgage Loan Originator ID 32556

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $212,000 $212,000 $212,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.512% 5.866%
Monthly Tax Payment $452 $452 $452
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,270 $1,323 $1,746
Total Monthly Payment $1,797 $1,850 $2,273

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.