409 Oakmont Valley Trail, Seneca, SC, 29678 | $224,000

Welcome to 409 Oakmont Valley Trail in Seneca, SC — a great opportunity to own a spacious 4-bedroom, 2. 5-bath townhome in the highly desirable Townes of Oakmont community! Ideally located just minutes from Clemson University, Downtown Seneca, and beautiful Lake Keowee, this home offers the perfect blend of convenience, comfort, and low-maintenance living. Step inside to find a well-appointed interior featuring luxury vinyl plank flooring throughout the main living areas, granite countertops, and a functional layout designed for both everyday living and entertaining. The home comes fully equipped with all appliances, making it truly move-in ready. High-speed internet availability adds to the modern convenience, whether you're working from home or streaming your favorite shows. Enjoy the benefits of hassle-free living with an HOA that covers exterior maintenance, lawn care, and exterior pest control—allowing you to spend more time enjoying the nearby lakes, restaurants, and shops. The Townes of Oakmont community is an excellent option for both primary residents and investors looking for a community with a strong rental history. Opportunities for 4-bedroom units in this community are limited and don’t last long! Schedule your showing today and see everything this fantastic property has to offer!

Features

  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Style: Other,See Remarks
  • Development: 207-Oconee County,SC
  • Year Built: 2022
  • Garage: 1-car Attached
  • Heating: Heat Pump
  • Cooling: Central Air,Electric,Heat Pump
  • Basement: None
  • Est. Taxes: $868
  • HOA Fee: $1,800 Annually
  • Lot Desc: City Lot,Level,Subdivision
  • Elem. School: Ravenel Elm
  • Middle School: Seneca Middle
  • High School: Seneca High
  • Appliances: Dryer,Dishwasher,Microwave,Refrigerator,Smooth Cooktop,Washer
  • MLS#: 20299216
  • Days on Market: 7 days
  • Website: https://www.raveis.com
    /prop/20299216/409oakmontvalleytrail_seneca_sc?source=qrflyer
The data relating to real estate for sale on this Web site comes in part from the Broker Reciprocity Program of the Western Upstate Association of REALTORS®, Inc. and the Western Upstate Multiple Listing Service, Inc This information is deemed reliable, but not guaranteed. Neither, the Western Upstate Association of REALTORS®, Inc. or Western Upstate Multiple Listing Service of South Carolina, Inc., nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is responsible for verifying all information. This information is provided by the Western Upstate Association of REALTORS®, Inc. and Western Upstate Multiple Listing Service of South Carolina, Inc. for use by its members and is not intended for the use for any other purpose.
Listing courtesy of Folkstone Properties, LLC   Phone: (864) 986-0037

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

409 Oakmont Valley Trail, Seneca, SC, 29678

$224,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $179,200 $179,200 $179,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $72 $72 $72
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,060 $1,103 $1,452
Total Monthly Payment $1,207 $1,250 $1,599

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.