46 Louden Loop, Mt. Sinai (Mount Sinai), NY, 11766 | $899,000

Luxury is all about Lifestyle! This magnificent, totally renovated home is the perfect retreat for everyday living! Details exceed perfection! Nothing has been compromised in this approximately 2500-square-foot Astor model Home. Elegance, exceptional design, and architectural details, with custom craftsmanship and Crown Molding throughout. This sophisticated, Open floor plan seamlessly blends throughout this home. Upon entering, you are welcomed by vaulted ceilings in the den with a fireplace, open to a beautiful Sunroom with sliding doors that lead to the brick patio. The open floor plan adjoins a Banquet-size Formal Dining room, and at the heart of this home is the Gourmet Kitchen, featuring Custom Cabinetry, top-of-the-line appliances with double oven, Quartz countertops, a farmhouse sink, and a large breakfast dining area with sliding doors that lead to the covered porch. The first floor offers a Master Suite with large bay windows, walk-in closets, and an ensuite Master bathroom. Additional bedroom/Den and full bath. Second level is an Expansive Loft/Family room perfect for entertaining or relaxation, an additional Bedroom, and a full bath. Additional features include porcelain-planking flooring throughout the first floor, a new garage door, a new one-zone main compressor, a new water heater, new blinds, a laundry room, and a 2-car garage. This home is located in a much sought-after community, The Villages at Mt Sinai Park, a double security gated 55+ Community with amenities that include a Clubhouse (social room, kitchen, card room, full gym, Indoor pool), Outdoor heated pool, 2 tennis courts, Pickleball, 2 Bocce courts, and putting green. This property is conveniently located close to Heritage Park, beaches, restaurants, shopping, and close to the Port Jefferson train station. A must- see to truly appreciate all the details that make this home!!!

Features

  • Town: Mt. Sinai
  • Amenities: Clubhouse, Fitness Center, Gated, Landscaping, Maintenance Grounds, Pool, Recreation Facilities, Security, Snow Removal, Tennis Court(s), Trash
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full
  • Style: A-Frame
  • Year Built: 2005
  • Garage: 2-car
  • Heating: Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 2,455
  • Acreage: 0.13
  • Est. Taxes: $14,867
  • HOA Fee: $562 Annually
  • Adult Communities: Yes
  • High School: ROBERT M GRABLE JR MOUNT SINAI HIGH SCHOOL
  • School District: Mount Sinai
  • Appliances: Convection Oven, Cooktop, Dishwasher, Dryer, Exhaust Fan, Gas Cooktop, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 977724
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/977724/46loudenloop_mtsinai_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Douglas Elliman Real Estate   Phone: 631-751-6000

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

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46 Louden Loop, Mt. Sinai (Mount Sinai), NY, 11766

$899,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,200 $719,200 $719,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.110% 5.932%
Monthly Tax Payment $1,239 $1,239 $1,239
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,027 $4,312 $5,972
Total Monthly Payment $5,358 $5,643 $7,303

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.