|
812 Harbor Place Drive, Charleston, SC, 29412 | $725,000
812 Harbor Place Drive is a charming waterfront home nestled in the sought-after Harbor Place neighborhood on James Island. Overlooking the peaceful waters of Lake Frances, this property offers a rare opportunity to enjoy relaxed Lowcountry living just minutes from downtown Charleston and Folly Beach. Equipped with New roof, and New HVAC. Inside, you'll find a bright and inviting floor plan with abundant natural light and scenic lake views. The main living area features warm finishes and a comfortable flow into the dining space and kitchen, making it ideal for both everyday living and entertaining. The kitchen offers ample cabinetry and workspace, ready for your personal touch. Upstairs, the primary suite provides a private retreat, while additional bedrooms offer flexibility for family, guests, or a home office. Many rooms enjoy tranquil water views, adding to the home's serene atmosphere. Step outside to your own backyard oasis, where a spacious deck overlooks the lake--perfect for morning coffee or evening gatherings. With direct water access, you can enjoy kayaking, paddleboarding, or simply unwinding while taking in the natural beauty of the surroundings. Conveniently located near shopping, dining, and top local attractions, this home combines comfort, location, and lifestyle in one exceptional package. Whether you're looking for a primary residence or a coastal getaway, 812 Harbor Place Drive is a place you'll love to call home.
Features
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Electric Dryer Hookup, Washer Hookup, Laundry Room
- Style: Traditional
- Development: 21 - James Island
- Year Built: 1992
- Heating: Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,488
- Acreage: 0.15
- Water Front: Yes
- Elem. School: Harbor View
- Middle School: Camp Road
- High School: James Island Charter
- MLS#: 26008778
- Days on Market: 55 days
- Website: https://www.raveis.com
/prop/26008778/812harborplacedrive_charleston_sc?source=qrflyer
Listing courtesy of Carolina One Real Estate
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Yokadi Mejia, William Raveis Insurance
561.335.7966
Yokadi.Mejia@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
812 Harbor Place Drive, Charleston, SC, 29412
$725,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,571 | $3,662 | $4,816 |
| Total Monthly Payment | $3,663 | $3,754 | $4,908 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484