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A rare opportunity and a sound investment-this timeless Colonial offers exceptional space, flexibility, and long-term upside in Beardsley Park, moments from Beardsley Park Zoo, abutting Nob Hill Park, and close to everything. With four generously sized bedrooms and two full baths, the home has the feel of a six-bedroom layout, thanks to an oversized den/office on the main level and a finished walk-up attic adding add'l space. The main level is anchored by a huge living room with fireplace and a spacious dining room, while the enclosed three-season sunroom extends the footprint further, creating an easy transition between the interior and outdoors. Upstairs, the bedrooms are well-proportioned with hardwood floors and a layout that flows comfortably. The walk-out basement, with its own separate entrance, offers substantial storage and adds to the versatility of the home-one of several areas where the size, layout, and solid bones create real potential. Outside, a detached four-car garage-currently configured as three bays with additional storage-along with a long driveway accommodating five or more vehicles, provides parking and utility that's hard to come by. A brand new Navien gas-fired tankless combi system adds efficiency and reliability for heat and hot water. Overall, this is a home defined by its space, layout, and underlying structure, offering a strong foundation for future improvements. The NX2 zoning adds flexibility and opens the door to even greater possibilities.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Upper | |
| Bedroom 2 | Upper | |
| Bedroom 3 | Upper | |
| Den | Main | |
| Formal Dining Room | Main | |
| Full Bath | Main | |
| Full Bath | Upper | |
| Kitchen | Main | |
| Living Room | Main | |
| Other | On 3rd Floor | Other |
| Primary Bedroom | Upper | |
| Sun Room | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.524% | 5.846% |
| Monthly Tax Payment | $726 | $726 | $726 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,248 | $2,371 | $3,130 |
| Total Monthly Payment | $3,049 | $3,172 | $3,931 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.