|
Welcome home to your wonderful home in Verplanck, New York. This legal 2 bedroom 1 1/2 bath Side Hall Colonial lives like a 4 bedroom home with it's extra rooms. Located on a flat property that is within walking distance to lovely town parks, Lake Meahagh, restaurants and the Majestic Hudson River! This location is very convenient to Metro North Cortlandt Station and Route 9 and 9A. Step inside this freshly painted home, featuring lots of windows and beautiful new laminate flooring. The Sun-Drenched Livingroom and Dining Room have ample space for all of your furniture. The eat-in-kitchen, features new Cabinetry and new Stainless Steel appliances. The room in the back is perfect for a family room or an extra bedroom. There is also a 1/2 bath, walk-in -closet as well as a door out to the side deck. Upstairs, you'll find 2 bedrooms and a full Hall Bath, freshly painted with new fixtures. On the 3rd floor, your find a walk-up finished attic room, ideal for an office or a guest room. The taxes are less than $6, 000 per year! The STAR Rebate program this year was $1, 188 ! (if you qualify) This beauful home is zoned for the Hendrick Hudson School District.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $464 | $464 | $464 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,758 | $2,870 | $3,789 |
| Total Monthly Payment | $3,314 | $3,426 | $4,345 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.