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New construction with modern design and thoughtful upgrades throughout, located in a desirable 55+ community. This home features beautiful ceramic tile flooring, an open-concept layout, and a spacious garage. The kitchen offers granite countertops, stainless steel appliances, and soft-close cabinetry. Bathrooms are upgraded with floor-to-ceiling tile, including a stunning primary suite. Enjoy tray ceilings, recessed lighting, and a custom laundry room with added cabinetry. Exterior highlights include an extended paver driveway, wraparound sidewalk, patio, generator hookup, and underground sprinkler system. Backing to open land for peaceful views. Low-maintenance living with HOA covering lawn care, plus access to pickleball and a community pool. See documents for more detail info on home. See documents for list of additional features to this property. HOA contact Jenny Blanton 859-559-1919
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $263,920 | $263,920 | $263,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.500% | 5.710% |
| Monthly Tax Payment | $275 | $275 | $275 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,561 | $1,647 | $2,155 |
| Total Monthly Payment | $1,911 | $1,997 | $2,505 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.