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This vinyl sided Cape home sits on . 76 Acres . This home has been in the same family for over 30 years . The home retains its original character with wood flooring throughout and is ready for paint and patching . Features 3-4 bedrooms with a 2 car brick & vinyl garage. Step into an oversized entry that features a cathedral ceilings , a skylight, storage closets and slate floor. Great space for dining or reading. It flows into the living room and features a wood-burning fireplace with newer chimney liner. The heart of the home is the eat-in kitchen with the original breakfast bar. Open the side door, step outside and enjoy a private fenced-in patio for grilling, lounging, and outdoor relaxing , the big deck needs repair. The main level also has a bedroom, wood floors, full bath, and an another room for familyroom , office or 4 bedroom. Upstairs boasts two oversized, dormered bedrooms with wood floors and storage . The walk-out basement has a wood/coal stove , laundry room , space for a rec room, workshop , storage and 2nd bath potential . The basement door leads directly to the expansive backyard with room for recreation or gardening . The furnace and garage roof have been recently replaced. Other pluses are vinyl windows, gutters, updated electric panel, city water and Sewer. Great opportunity to own a home close to the library , schools , town park, town pool, Farmington River, Collinsville and walk/bike trails area of 400k+ homes
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper | |
| Bedroom 2 | Hardwood Floor | Upper | |
| Dining Room | Hardwood Floor | 11.0 x 14.0 | Main |
| Family Room | Slate Floor | 9.0 x 11.0 | Main |
| Full Bath | Main | ||
| Kitchen | Balcony/Deck,Breakfast Bar,Tile Floor | 14.0 x 15.0 | Main |
| Living Room | Bay/Bow Window,Fireplace,Wood Stove,Hardwood Floor | 14.0 x 19.0 | Main |
| Primary Bedroom | Hardwood Floor | 11.0 x 14.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $271,920 | $271,920 | $271,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $518 | $518 | $518 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,609 | $1,674 | $2,220 |
| Total Monthly Payment | $2,202 | $2,267 | $2,813 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.