20003 UMBRIA HILL DRIVE, Tampa, FL, 33647 | $775,000

Welcome to 20003 Umbria Hill Drive, a beautifully maintained 3-bedroom + den, 3-bath residence offering 3, 036 square feet of thoughtfully designed living space in the highly desirable, gated, maintenance-free community of Esplanade of Tampa. Perfectly positioned on one of the largest lots in the community, this exceptional homesite offers added privacy and space rarely found. With no CDD fees and not located in a flood zone, this home provides added value and peace of mind.
Inside, the open-concept layout is filled with natural light and enhanced by high ceilings, upgraded light fixtures throughout, and well-appointed living and dining spaces—perfect for both everyday living and entertaining. The kitchen features ample cabinetry, generous counter space, and a functional design that flows effortlessly into the main living areas.
The spacious primary suite serves as a private retreat and is enhanced by custom-designed closets, providing both luxury and organization. The en-suite bath offers dual sinks, a soaking tub, and a separate shower for a spa-like experience. Additional bedrooms and a versatile den provide flexibility for guests, a home office, or evolving needs.
Step outside to a private outdoor space ideal for relaxing or entertaining, with plenty of room to create your own backyard oasis thanks to the oversized lot.
Residents of Esplanade of Tampa, a true maintenance-free community, enjoy resort-style amenities including a beautifully appointed clubhouse, state-of-the-art fitness center, resort-style pool, spa, tennis and pickleball courts, walking trails, a dedicated dog park, and a full calendar of social activities. The gated entrance adds an extra layer of privacy and peace of mind, while the community’s prime location offers convenient access to top-rated schools, shopping, dining, and major roadways.
Experience the perfect combination of luxury, convenience, and lifestyle—this is Florida living at its finest.

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Pickleball Court(s), Playground, Pool, Recreation Facilities, Tennis Court(s)
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2018
  • Garage: 2-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,036
  • Acreage: 0.34
  • Est. Taxes: $12,747
  • HOA Fee: $1,117 Quarterly
  • Lot Desc: Conservation Area, Cul-De-Sac
  • Elem. School: Turner Elem-HB
  • Middle School: Bartels Middle
  • High School: Wharton-HB
  • Pet Policy: Dogs OK
  • Appliances: Built-In Oven, Convection Oven, Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer, Water Softener
  • MLS#: TB8488617
  • Days on Market: 61 days
  • Website: https://www.raveis.com
    /prop/TB8488617/20003umbriahilldrive_tampa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/27/2026 6:17:11 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 813-253-2444

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20003 UMBRIA HILL DRIVE, Tampa, FL, 33647

$775,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $620,000 $620,000 $620,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.375% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.374% 6.524% 5.933%
Monthly Tax Payment $1,062 $1,062 $1,062
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,717 $3,868 $5,149
Total Monthly Payment $4,871 $5,022 $6,303

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.