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Under contract-accepting backup offers. Welcome to 8314 Civic Road, a beautifully updated, turnkey end-unit townhouse offering the perfect blend of comfort, convenience, and coastal lifestyle. This thoughtfully designed residence features two spacious bedrooms on the second floor, each with its own private en-suite bath, creating an ideal layout for both homeowners and guests. The upstairs laundry closet adds everyday ease, eliminating the need for stairs on laundry day. On the main level, a renovated kitchen serves as the heart of the home, seamlessly flowing into the open living and dining space. A cozy fireplace anchors the room, while natural light enhances the inviting atmosphere, perfect for entertaining or relaxing after a day at the beach. Step outside to your private courtyard, an ideal setting for morning coffee, evening gatherings, or weekend barbecues. Beyond that, a rare two-car garage provides ample parking and storage. Located in a prime Tampa location, you’ll enjoy close proximity to world-renowned Gulf beaches, as well as an abundance of shopping, dining, and entertainment options just minutes away. Even more appealing, no HOA and no rental restrictions, making this an exceptional opportunity for full-time living, a vacation home, or a high-performing investment property. Move-in ready and sold fully furnished, this is Florida living at its most effortless.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$290,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $232,000 | $232,000 | $232,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $405 | $405 | $405 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,428 | $1,465 | $1,927 |
| Total Monthly Payment | $1,908 | $1,945 | $2,407 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.